Who We Are
Over 30 Years of Helping Families Find the Right Coverage.
We know health insurance can be complicated, but with over three decades of experience, we simplify it for you. Routt Insurance is here to demystify the process, explaining the options in clear, understandable terms, and helping you navigate all the nuances of health insurance plans, so you can make informed decisions with confidence.
How we help
Insurance Made Easy
With a wide range of health, dental, life, and Medicare insurance options, Routt Insurance is committed to helping you find the perfect plan for you and your family. We take the time to understand your needs and explain your options in plain English—no jargon, no surprises.
Expert Guidance
With over 30 years of experience, we bring a wealth of knowledge to every conversation. We’re here to help you understand your options and choose the best plan for your needs.
Personalized Plans
We take the time to get to know you and understand your unique situation. Every plan we recommend is tailored specifically to you.
No Pressure, No Obligation
We believe in building relationships, not making a sale. Our consultations are always free, and there’s never any pressure to make a decision.
Honesty and Integrity
We’re here to provide straightforward advice and honest recommendations. You can trust us to put your needs first.
News & Resources
From our desks to yours.
Boost Your Financial Health with Life Insurance
April is Financial Literacy Month, a dedicated time to focus on improving our understanding of personal finance tools that promote financial stability and growth. Amidst discussions on budgeting,...
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Spring Clean Your Finances: Revamp Your Life Insurance
Spring is a time for renewal and rejuvenation. While many of us think of spring cleaning as an opportunity to tidy up our homes, it's equally important to refresh our financial lives. Among the...
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Does General Liability Cover 1099 Workers?
Understanding Liability Risks with Independent ContractorsWorking with independent contractors is a common practice for many businesses. However, understanding the liability risks associated with...
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5 Key Facts for National Life Insurance Day
National Life Insurance Day on May 2 serves as a crucial opportunity for individuals to reflect on the importance of life insurance. Whether you already have coverage or are contemplating it,...
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Maximize Your Insurance-Based Tax Breaks
Many individuals overlook valuable insurance-based tax deductions that could enhance their financial well-being, especially during tax season. By understanding these deductions, you can achieve...
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Heart Health Tips for American Heart Month
February is American Heart Month, a time dedicated to raising awareness about heart health and inspiring us to take steps toward a healthier lifestyle. As we age, maintaining heart health can...
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Transform Your Heart Health This February
February is American Heart Month: Take Charge of Your Heart HealthEvery February, we have the opportunity to put our hearts in the spotlight with American Heart Month. It's a time to recognize the...
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Strengthening Business Resilience with Key Insurance Plans
In today's unpredictable business environment, resilience is not just a buzzword but a necessity for survival and growth. Strategic planning, coupled with robust insurance solutions, plays a...
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Why Term Life Insurance is a Smart Choice
Planning for the future is essential, and when it comes to ensuring your family's financial security, term life insurance offers peace of mind. This straightforward and cost-effective solution...
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Securing Business Resilience with Insurance Strategies
In today’s unpredictable business environment, ensuring continuity and resilience has never been more critical. Strategic planning and comprehensive insurance solutions play a pivotal role in...
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Life Insurance Trends Shaping 2025
Welcome to 2025, a pivotal year for those considering their life insurance needs. As life continues to change for many—whether it's buying a new home or experiencing family changes—it's an ideal...
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Unlock Tax Savings with Insurance Deductions
Many individuals often overlook valuable insurance-based tax deductions, which can lead to significant savings and improved financial health, especially during tax season. Understanding that both...
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Enhancing Construction Safety on National Safety Day
March 4: A Day to Prioritize Construction Workplace SafetyMarch 4 marks National Safety Day, a perfect opportunity for the construction industry to emphasize the paramount importance of workplace...
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Understanding Hearing Care Coverage During Awareness Week
Hearing Awareness Week: Why It MattersEach year, March 1-7 marks Hearing Awareness Week, a time to highlight the importance of hearing health. Hearing loss can often go neglected in the broader...
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Avoid Small Business Audits with Smart Practices
Understanding Your Audit AnxietyFor many small business owners, the word 'audit' triggers a wave of anxiety. The stress of potential scrutiny from the IRS is not only daunting but often avoidable...
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Why Choose Term Life Insurance for Your Family
Term life insurance is a straightforward solution that offers peace of mind, knowing your family will be financially protected in the event of your passing. This blog post highlights the key...
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Unlimited PTO: Key Insights for Employers
In today’s evolving workplace, unlimited PTO (Paid Time Off) stands out as a revolutionary approach to employee leave policies. This benefit reflects a progressive shift towards fostering trust and...
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Life Insurance Trends and Insights for 2025
As we enter 2025, understanding life insurance trends is crucial for making informed decisions about protecting your family and securing your financial future. By keeping updated with the latest...
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Understanding the Social Security Fairness Act
Transformative Changes in Social Security: Relief for RetireesThe Social Security Fairness Act, signed into law on January 5, 2025, marks a transformative milestone for retirees across the United...
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Boost Your Retirement with After-Tax 401(k) Contributions
As you plan for a financially secure retirement, understanding all your savings options can significantly impact your future. One valuable yet often overlooked tool is the after-tax 401(k)...
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Understanding the Impact of the Social Security Fairness Act
The Social Security Fairness Act has recently transformed the landscape for millions of retirees across the United States. This law, signed on January 5, 2025, marked a monumental shift by...
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Understanding the Benefits of Term Life Insurance
When it comes to ensuring the financial well-being of your loved ones after you’re gone, term life insurance emerges as a straightforward and effective solution. It provides peace of mind by...
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Exploring the Benefits of Term Life Insurance
Term life insurance offers a straightforward and cost-effective method of securing financial peace of mind. It’s essentially a promise that, should anything happen to you, your family will stay...
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Exploring Tax Perks of Homeownership Simplified
Beyond the pride of owning a home, there are significant financial benefits that come with it, especially during tax season. Navigating these perks doesn't have to be daunting, even with the...
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Planning Ahead: Life Insurance and Long-Term Care
As the cost of long-term care rises, thoughtful planning becomes increasingly crucial. Today, the average cost of a home health aide exceeds $6,000 per month and is projected to surpass $7,000 by...
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Enhancing Workplace Wellness with Vision Insurance
Why Eye Wellness Matters in the WorkplaceIn our increasingly digital world, eye strain has become an almost ubiquitous workplace issue. Many employees spend hours a day staring at screens, leading...
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Simplifying Annuity Choices: Finding the Right Fit
In today's ever-changing financial landscape, securing your future with a reliable income stream is more important than ever. However, deciding on the right annuity can be daunting with so many...
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Key Advantages of Term Life Insurance
Life is full of uncertainties, and ensuring the financial security of your loved ones is a priority shared by many. Term life insurance emerges as a straightforward, cost-effective solution that...
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Kickstart Your 2025 with a Comprehensive Health Reset
The dawn of a new year is the perfect time to hit the refresh button on your health. In 2025, let's embrace the opportunity to focus on the holistic aspects of our well-being: physical, mental,...
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Kickstart 2025: Your Holistic Health Checklist
The New Year is a perfect opportunity to reset and refocus on your health. It's important to remember that health isn't just about physical well-being; it encompasses mental, financial, and...
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Kickstart 2025 with Your Complete New Year Health Checklist
The New Year is a fresh start—a chance for us to reset and refocus on our health. Health is multidimensional, encompassing physical, mental, financial, and emotional aspects. This guide offers...
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Understanding 1031 Tax Exchanges for Real Estate Growth
Unlocking the Potential of 1031 Tax ExchangesFor those with an interest in real estate investing, the 1031 tax exchange is an invaluable tool to consider. Whether you're planning to sell or acquire...
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2025 Life Insurance Trends: Key Updates & Insights
As we step into 2025, understanding life insurance trends becomes essential for making informed decisions about protecting our families and securing our financial futures. Updated statistics play a...
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🦷 Understanding Dental Insurance: Why It Matters 🦷
🦷 Understanding Dental Insurance: Why It Matters 🦷 Dental insurance is more than just a policy—it's a vital part of maintaining your overall health and well-being. Regular dental check-ups and...
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Exploring Life Insurance Trends in 2025
As we step into 2025, understanding life insurance trends becomes increasingly vital. With life insurance playing a crucial role in safeguarding families and securing financial futures, updated...
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Understanding Open Enrollment: Secure Your Health Insurance Coverage Before January 15th
Health insurance is an essential aspect of ensuring your well-being, providing financial security and access to necessary healthcare services. However, navigating the process of obtaining health...
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Understanding the Importance of Life Insurance: A Vital Financial Safety Net
Life insurance is one of those topics that many people know they need to think about, but often delay dealing with until it feels absolutely necessary. However, understanding the importance of life...
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The Critical Role of Routine Eye Exams in Overall Health
Hello everyone, I hope you’re doing well this week. As we all navigate the busy rhythms of our daily lives, taking care of ourselves and our loved ones often tops our list of priorities....
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Understanding the Impact of Annuities in 2024: What You Need to Know
In 2024, annuities continue to be a significant financial product offering for individuals seeking to secure their financial future, especially in retirement planning. An annuity is essentially a...
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Exploring Health Insurance Options Beyond Open Enrollment: Your Guide to Special Enrollment Periods
Open enrollment periods provide a window of opportunity for individuals and families to enroll in or make changes to their health insurance coverage. But what if you miss this window or experience...
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